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About The JCT Group

ABOUT US

We Love Help Small Business

With the simple application process, we provide small to medium businesses with distinctive and fast working capital solutions.

We understand that small business owners already have insufficient hours in the day, and that when they require finances, they must them immediately. 

That’s why we developed a simple online application backed by excellent customer service, allowing business owners to acquire the finances they need and get back to running their company.

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We Are Very Trusted

Why People Choose Us

Faster Than Banks

On average, it takes 26 hours to apply for a business loan from a bank, and the funds can take days or weeks to arrive. You’ve got more important things to accomplish. The JCT Group allows you to apply in as little as 10 minutes and receive a decision the same day.

Tailored Loans

Unlike most lenders, we provide a variety of loan options. Our quantities and repayment terms can also be customized to meet your needs.

Real People

Do you have a question? That’s not an issue! You’ll be assigned a professional, U.S.-based loan advisor to assist you throughout the process (available five days a week).

Transparent Pricing


Our estimates provide you with a detailed explanation of your cost of capital, including all of the critical terms you’ll need to compare loan offers.

Loyalty Benefits

Unlike most online lenders, we waive all leftover interest on previous loans for returning The JCT Group customers who take up a new loan. It’s no surprise that 80% of our customers return to us for additional financing.

Business Credit Building

Unlike other online lenders, we employ soft pulls of personal credit reports (which have no impact on your credit score) and report your payments to business credit bureaus, so you’re boosting your business’s credit every time you pay on time.

Get the Funding Your Business Needs, in a Few Simple Steps

You can get the funding you need to expand your business footprint without having to fill long forms and present loads of documents.
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Funding For Your Business When You Need It Most

We assist small businesses in obtaining the capital they require to manage challenges and opportunities—and to succeed on their own terms.

Our Staff

Professional Team

Frank Barnes

CEO Loanesty

Camille Rowse

Loanesty Manager

Ursula Terry

Loanesty Marketing

Guo Heng

Loanesty Supervisor